Category: First Time Home Buyers

    • What Buyers Need to Know About HOAs

      When searching for a home, you may end up selecting a property in a community with a Homeowners Association (HOA). Before you buy, it’s important to know how an HOA works and what they mean for you. According to a recent article on realtor.com, “In a nutshell, an HOA helps ensure that your community looks […]
      Written by Keeley Ryan
    • Things to Avoid After Applying for a Mortgage

      Congratulations! You’ve found a home to buy and have applied for a mortgage! You’re undoubtedly excited about the opportunity to decorate your new home, but before you make any large purchases, move your money around, or make any big-time life changes, consult your loan officer – someone who will be able to tell you how […]
      Written by Keeley Ryan
    • Things to Avoid After Applying for a Mortgage

      Congratulations! You’ve found a home to buy and have applied for a mortgage! You’re undoubtedly excited about the opportunity to decorate your new home, but before you make any large purchases, move your money around, or make any big-time life changes, consult your loan officer – someone who will be able to tell you how […]
      Written by Keeley Ryan
    • What Is the Probability That Home Values Sink?

      With the current uncertainty about the economy triggered by a potential trade war, some people are waiting to purchase their first home or move-up to their dream house because they think or hope home prices will drop over the next few years. However, the experts disagree with this perspective. Here is a table showing the […]
      Written by Keeley Ryan
    • Millennial Buying Power Poised to Boost Homeownership

      In a recent article by Realtor Magazine, Mark Fleming, Chief Economist of First American Financial Corporation, notes, “The largest group of millennials by birth year will turn 30 in 2020, which puts them entering their prime homebuying years”. The article continues to describe how millennials have more buying-power than the generations that preceded them, making […]
      Written by Keeley Ryan
    • A+ Reasons to Hire a Real Estate Pro [INFOGRAPHIC]

      Some Highlights:

      • Hiring a real estate professional to help you buy your dream home or sell your current house is one of the most powerful decisions you can make.
      • A real estate professional has the experience to help you confidently navigate through the entire process.
      • Make sure you work with someone who knows the current market conditions and can simply and effectively explain them to you and your family.
      Written by Keeley Ryan
    • Everybody Calm Down! This Is NOT 2008

      Last week realtor.com released the results of a survey that produced three major revelations: 53% of home purchasers (first-time and repeat buyers) currently in the market believe a recession will occur this year or next. 57% believe the next recession will be as bad or worse than 2008. 55% said they would cancel plans to […]
      Written by Keeley Ryan
    • How Property Taxes Can Impact Your Mortgage Payment

      When buying a home, taxes are one of the expenses that can make a significant difference in your monthly payment. Do you know how much you might pay for property taxes in your state or local area? When applying for a mortgage, you’ll see one of two acronyms in your paperwork – P&I or PITI […]
      Written by Keeley Ryan
    • 5 Reasons to Sell This Fall

      Below are 5 compelling reasons listing your home for sale this fall makes sense. 1. Demand Is Strong The latest Buyer Traffic Report from the National Association of Realtors (NAR) shows that buyer demand remains strong throughout the vast majority of the country. These buyers are ready, willing, and able to purchase…and are in the […]
      Written by Keeley Ryan